Credit Card Balance Calculator

Current balance $
Current monthly payment $
Estimated average future monthly charges $
Goal: Months until payoff
Annual fee $
Annual percentage rate


If you want to pay off your balance of $ in months,
stop making charges to your card and make a monthly payment of  $.
(If you continue to make charges, notice the effect on your calculations—and on your budget!)

Otherwise, at your current payment of $,
you will pay off your balance in   months.